I have a mobilehome - What should I consider?

Just like any other homeowner, you need to consider protecting your home, your personal property, and yourself from liability. Mobilehome owners have some special considerations too.

Some things to consider...

Your Home

What type of coverage is right for me? Replacement cost? Actual Cash Value?
Is there any special coverage I can get for fire department charges, since my home isn't serviced by or located near one?
What kind of coverage can I get to help with the cost of moving my mobilehome to a safer location if an oncoming fire or other covered peril threatens it?
When should I first begin my coverage if my home is being transported?
Should I get flood insurance?

Your Property

What would it cost to replace the contents of my home?
Do I have an inventory and photographs of my personal possessions?
How can I personalize my policy with extended coverage for jewelry and radio or television antennas?

You and Your Guests

Does my policy come with liability coverage like a standard home insurance policy?
Will my guests' medical expenses be covered if they're accidentally injured on my property?
Do I need or have reimbursement for additional living expenses if I can't live in my mobilehome due to a loss?

Your Money

How will the coverage limits and deductibles I choose affect my premium?
What discounts are available to mobilehome owners?
How can I make my home safer and possibly save money?

Make sure you understand your coverage options or have your agent explain them to you. Now is the time to review your coverages - not after a loss!