What are my coverage options?
Whether you rent or own your home, you've got a wide range of property insurance products and coverages to choose from at our agency.
First, understand which coverage elements are common among our property insurance policies:
Personal Property
To protect movable property within your home.
Family Liability Protection
To pay for covered damages which you're legally obligated to pay.
Guest Medical Protection
To pay medical expenses for your guests who are accidentally injured on your property as a result of a covered loss.
Additional Living Expenses
To pay the reasonable increase in living expenses if your home becomes uninhabitable after a covered loss.
Secondly, consider which policy is right for your living situation:
Finally, personalize your policy with optional coverages such as:
- Replacement Cost Coverage for many of your contents (subject to applicable underlying policy coverage limits).
- Increased protection for your personal property including, but not limited to: jewelry, watches, furs, personal computers and electronics…
- Increased building code coverage. For example, if your home is damaged or destroyed you'd need protection to bring it up to today's code standards as it is repaired.
- Portable cellular communication systems coverage.
- Satellite Dish Antennas coverage.
- And many more!
Contact us for more information on the optional coverages available.
All coverages are subject to availability and qualifications. Other terms, conditions and exclusions may apply. This is a brief description of coverages; this is not a contract. Please read the policy for full coverage details.
