Anchorage Alaska - Earthquake Protection

Unlike many other natural hazards, there is neither a time nor a season when earthquakes are expected. However that doesn't mean that you should let an earthquake catch you completely by surprise. Although nothing can stop an earthquake, careful preparation and planning can help make a difference.

If you are interested in a complimentary copy of our Earthquake prepardeness brochure, please contact us.

What should I consider?

If an earthquake were to make your home unliveable until repaired, could you afford to pay for another place to live in the interim?

As damage from earth movement is not covered under a homeowners policy, could you afford to pay for the repairs?

If not, you should seriously consider adding earthquake coverage to your dwelling policy.

How do I choose the right company?

You really don't have very many choices regarding which company to use for earthquake protection. As no one offers earthquake coverage unless they have the dwelling itself insured, you will have to purchase the earthquake protection from the company that insures your home.

What are my coverage options?

There are no coverage or deductible options with our earthquake policy.

What about discounts and savings?

There are no discount or savings options. Typically, earthquake protection costs $1.50 per $1,000 of dwelling protection. For example, if your home was insured for $100,000 the earthquake premium would be $150 per year.

Our earthquake policy has a deductible of 10% of the dwelling coverage.